I’d recommend changing the pads. It’s the source of the “warped rotors” that this generation of Volvo is known for. You could wait on it and let Volvo replace the rotors if you have a problem, while under warranty. It’s a trade off, do you want to leave it and need to take it for service to let Volvo deal with it, or do you want to spend a little on some brake pads to prevent a problem. I’ve recommended Powerstop Z23 pads, many folks have used them and great results. They are a very quiet pad, the OEM pads make some graunch type noises, on release like when creeping, which is annoying sometimes.
I have a 2010 x and have the drilled and slotted rotors up front and their calipers. I like their products so much I put them in my wife's 09 Pathfinder. Both z23/26 pads are great. Long life out of either. Used the products for the last 10ish yrs.
I have z26 pads and rotors. No complaints. Good for the price for sure.
I just went to rockauto got 4 brembo rotors and 4 powerstop z26 pads, plus 2 sensors with the dealership installing it for about $1500.
Power stop brakes z36 towing brakes. Stops my fully armored truck with drawers pretty well
Really, stock everything is fine for your needs, second the advice on slotted/drilled. If you insist, Rockauto sells power stop upgrade pads that are good also.
Bought my power stop Z26 from them - amazing and quality
Powerstop brakes are great. I had them on my Stealth and two other of my vehicles.
I’ve got over 40,000 miles on my Powerstop drilled/slotted rotors and their pads. This is the second vehicle I’ve used them on. They improve stopping distance, almost no brake dust and they wear really well.
It’s very easy to replace the pads diy in Brembos. I used the powerstop z26 as well. But the fronts squealed something awful (started at like 10k) on low mph slow deceleration and the brake dust on the stock pads suck.
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