I replaced the front pads myself after 25,000 miles (was 2 years ago), it cost me under $200, including all the necessary tools and original Volvo pads.
I would go with the Raybestos Element 3 kit sold here. $180 total roughly front and back. 2 seperate kits, one for front, one for back. You will find this under the fully coated section here as they have different grades of pads. For the price and how long these last, you cannot beat it. And better than the top quality parts local parts stores carry, in fact Napa sells these rebranded as their premium top of the line brakes and rotors. For the price, and the quality, is by far your best option. There are better pads that will last a little longer, but are much more pricey. With the miles you drive, these will last 5-10 years. I use these on all vehicles in the rust belt, as these are rust coated.
I bought Raybestos Element 3 Hybrid pads and couldn't be happier. They squeal a tiny bit when very cold but I trust these brakes to get me down a mountain.
If you're keeping the vehicle (make sure you're keeping it), then I second getting the raybestos from Rockauto. Make sure you get the raybestos element 3 fully coated rotor and pad sets.
Even if your friend's dad does it free, maybe drop him $100 or $200 for the labor.
So $200 total. And less dust than OEM with decent stopping power. I went with this combo cause it's balanced stopping power and rotor longevity.
The OEM rotors wear very quickly. The OEM pads are Akebono semi organic which are actually pretty good. However the OEM pads create a ton of brake dust which makes the wheels look terrible. When I replaced mine about a year ago I went the aftermarket route and used Raybestos rotors and pads.
They let me use multiple coupons at once (all expired and all say that you can only do 1 discount).
For the account info:
The service tech checked my account and confirmed that only my contact information is on my account and printed it out for me. Then the other tech asked if he checked the scheduler? And they found the ex's contact information on the scheduler. He updated the information on the scheduler and then they both logged in on different computers to check, including scheduling an appointment for me to confirm that only my contact info is on there. Then the other tech checked again and confirmed that it was correct on his computer.
The best overall for my use are Raybestos “Truck and Medium Duty”.
Canada here: paid around $700 CAD for rear brake pads and rotors at Canadian Tire back in May for my 2008 V70.
I took my XC40 to a local mechanic who only works on Volvo's and Saab vehicles and the cost for brakes, rotors, and oil change was $1200.
The brakes made of wet cardboard is the only disappointment I have with my 2020 XC90.
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