I’d recommend changing the pads. It’s the source of the “warped rotors” that this generation of Volvo is known for. You could wait on it and let Volvo replace the rotors if you have a problem, while under warranty. It’s a trade off, do you want to leave it and need to take it for service to let Volvo deal with it, or do you want to spend a little on some brake pads to prevent a problem. I’ve recommended Powerstop Z23 pads, many folks have used them and great results. They are a very quiet pad, the OEM pads make some graunch type noises, on release like when creeping, which is annoying sometimes.
Pros: quiet operation, good results
Cons: OEM pads noisy
